Financial Aid & Affordability

Financial aid is any assistance that is provided to support families with paying for college education. This can come from the federal government, the state government, the college or institution itself, or outside sources.

The most complex thing about financial aid, college costs, and affordability is that it varies greatly by individual family and by institution. The same college could cost literally $0 for one student, while costing another student $80,000/year. So, one of the most important places to start in understanding financial aid is your family’s unique financial situation, which will help determine what colleges are a fit for you. Considering financial fit when making a college list is KEY.

The Process... Simplified

To over simplify the process, here’s a very basic version of how the financial aid and scholarships process works. In the fall of a student’s senior year, students and families complete forms that collect key information about their financial situation.

Each college then uses this information to determine the “financial aid package” that they will provide the student, considering how much money students need to attend, as well as other qualifications such as a student’s academic record. Every college approaches this differently - some emphasize providing students aid based upon their need (finances) and some emphasize their merit (academics). After a student is admitted to a college, they receive the financial aid package explaining the cost to attend and the types of aid they received.

For a VERY DETAILED overview of everything related to paying for college, click the “THE BIG DOCUMENT OF ALL THINGS PAYING FOR COLLEGE!” Button →    

Scrolling down  ↓ on this page, you can find:

  • Financial Aid Timeline

  • Aid Application Forms & Links

  • Net Price Calculator (tool for calculating expected aid)

  • How to Read Financial Aid Packages NEW

  • Information on Colleges that “Meet 100% of Need”

  • Information on Merit Aid

  • List of Scholarships for 12th Grade Students

** NEW for the 2024-2025 FAFSA - Students graduating in the class of 2024! **

For any of you with older siblings or who have completed the financial aid process in the past, the FAFSA - the main financial aid form used to assess aid - is undergoing some major changes. This update will take place for the 2024-2025 FAFSA.

  • Date of release/timeline - the FAFSA will be released for the Class of 2024 “sometime in December”. Beyond December, there is no additional specific information about the date of release. In past years, the FAFSA has been released in October. This is a big change to the timeline for financial aid packages coming out. For students applying “early” (ED or EA), colleges will likely require the CSS Profile (alternative fin aid form) or their own financial aid form to assess financial aid eligibility, or students may receive financial aid much later after admissions decisions are released.

  • Parent who fills out the FAFSA for divorced families - the FAFSA typically only requires 1 parent to complete the form, if the student’s parents are divorced. This used to be the parent the student lives with most of the time and now it is the parent that provides the most financial support for the student.

  • Who counts as part of the family on the FAFSA - With the new FAFSA, the family members listed can only be the student, parent, dependents declared on the tax return (qualifying child, qualifying relative). Previously, students could include non-reported members of their family who received significant support.

  • Siblings/more than 1 student in college - Having more than one person in a given family enrolled in college at the same time will no longer impact the family’s eligibility for federal financial aid. That being said, this is ONLY for FAFSA/federal aid, colleges that use the CSS Profile use their own, college-specific way to determine aid and most have said they will continue to consider multiple students in college as a factor.

  • Shorter - the good news is that the FAFSA is getting WAY shorter, from over 100 questions to closer to around 30! Yay! 

Applications Forms for Financial Aid

Types of Aid Applications

FAFSA: Primary financial aid form. Required by all colleges for the financial aid process. Determines eligibility for need-based financial aid from the federal government (Pell Grant, Federal Loans, Work Study). Even if you do not qualify for aid, many colleges require the FAFSA to be filed in order to consider students for merit scholarships.

TAP: New York State Residents for NYS colleges only. Determines eligibility for need-based financial aid from the New York State Gov't (TAP Grant, Excelsior, Enhanced Tuition Award).

>> The easiest way to complete the TAP is immediately after the FAFSA!

CSS Profile: Required by many private colleges (list here). The CSS Profile is a longer, more in-depth financial aid form that colleges use to gather additional information about your family’s financial situation.

NYS Dream App: NYS DREAM Act is a new state program that makes undocumented students and others (including students whose custodial parents live out of state) eligible for grants and scholarships within New York State, such as the TAP and Excelsior Scholarship.



Information for Filing FAFSA (Students & Families, Class of 2024)


In order to be considered for financial aid, it is highly important that all your financial aid documentation is submitted to each and every college on your list. PARENTS, your students will need your help to make sure your family correctly fills out all financial forms and will need you to provide additional supporting financial documentation. Many colleges' financial aid and scholarship deadlines for regular decisions are early February. Please make sure you are checking the individual deadlines of all schools you applied to. More information on Financial Aid has been added to our updated Financial Aid page on the ICE website: http://www.iceschoolnyc.org/financial-aid

  • Submitting the FAFSA. The FAFSA is the primary form for receiving financial aid, and should be sent to all colleges you are applying to, including CUNY! If you have not submitted the FAFSA yet, go to fafsa.ed.gov to begin the process. Even with the delayed opening of the FAFSA, many colleges expect students to have completed it by February 1.

    • The student action! [Walkthrough video from 0 to 34:00] The student needs to login with their FSA ID and answer questions relevant to their demographics and financial situation (if they the student filed taxes, etc.). This is also where the student can add up to 20 colleges they are applying to, who will receive the FAFSA.

      Under the “Personal Circumstances” section, the FAFSA asks: “Tell Us About the Student’s Parents”. This will ask questions - such as marital status, etc. - that helps determine which parent will complete the “parent” section. After this, it will ask the student to “Invite Parent(s) to the FAFSA Form”. Parents will then get an email inviting them to contribute to the student’s form. At the end, the student will be asked to “sign” - which is essentially submitting their own student section of the form.

    • The parent section! [Walkthrough video from 34:00 onward] The parent can use the email sent to them by the student, login with their own FSA ID, then accept the students’ invitation.

      The FAFSA should now automatically import financial information from the parents’ taxes, as long as they are able to use the Data Retrieval Tool. This means that the FAFSA may seem … very short. That’s true! It will ask for (1) Annual Child Support (2) Total Cash, Savings, Checking ... as of THE DAY YOU DO THE FAFSA (3) Investments - do NOT include primary home (4) Network of business or farm. Please note the FAFSA has changed the small business exclusion - more on this here. If you don’t file taxes, no worries, you can still enter the information manually.

      Parent consent: That being said, parent(s) must provide consent and approval to share information with the IRS and have the IRS import tax information into the FAFSA form. This is a component of the new FAFSA. This is regardless of if your parent(s) have a social security number (SSN), file tax returns, etc. If you don't consent to giving the IRS access, the student will no longer be eligible for aid. I know it sounds scary, but it just means the federal tax information will be directly input from your taxes to your FAFSA. This video helps explain this new process. 

Other Resources

Financial Aid Night: You can listen to the recording of this evening with financial aid specialist Matt Mulhern, a college financial aid expert from College Funding Services, who shared tips for navigating the financial aid process here.

Guide to Student Loans This ebook (PDF) gives an in-depth overview of everything from the basics of student and parent loans, to understanding undergraduate debt, to repayment plans. Because college costs are unique to each family and each individual college's policies, it's important to have an accurate sense fo what each college your student is consider may cost to you.

Understanding Financial Aid Awards

One of the biggest components of making a final decision for which college or program to attend is the cost of attending the college. It is really important the students and families make thoughtful financial decisions, based on what is affordable for the family. Colleges provide financial aid award letters that explain their costs, the financial aid and scholarship, as well as loans that students and families are being offered. Unfortunately, sometimes these letters can be confusing and sometimes purposefully deceptive. Below, I’ve provided guidance on how to read financial aid award letters to compare college costs.

What are financial aid award letters?

Financial aid award letters summarize the types and sources of student financial aid available to help the student finance the cost of his or her education. As mentioned, a financial aid award letter includes information about the costs to attend the college (tuition, housing, other expenses) as well as the amount of aid the student is receiving (need-based aid & merit scholarship, loans, work study). 

These letters usually are provided along with an acceptance or within 6 weeks of a student’s admission to a college, as long as all necessary financial documentation is filed. These letters are typically found on a student’s application or financial aid portal (online), but can also be sent via paper mail or email. A guide with several samples is here. A standard SUNY sample letter is here.

What is included on a financial aid award letter?

Cost of Attendance.
An award letter should include the total cost of attending the college. Many colleges will include a breakdown of costs, as well as a total expected cost of attendance that includes every cost associated with college attendance.

Direct Costs. Are the costs that show up on the student’s bill.

  • Tuition - The cost of classes. This is often the largest amount of the Cost of Attendance, but it is important to remember that tuition is NOT the total cost of attendance.

  • Room & Board - The cost of living & eating on campus. 

  • Fees - Most colleges bill a few additional fees to students, for things like activities on campus.

Indirect Costs. These are the costs that are not billed directly to the student/family, but are part of the expected cost of attending a college, such as travel expenses, textbooks, personal supplies, etc. These are often included to give students and families an accurate picture of what the true cost of college is.

  • Textbooks - No matter how cheaply you prepare, textbooks and other resources cost money. It is important to consider these costs when planning.

  • Travel Expenses - This is an estimate of the costs of traveling to and from campus for the student.

  • Personal Supplies - Many colleges include an estimate of personal expenses in their letter, knowing that students will also need to pay for clothes, toiletries, etc.

“Free Money” - Grants & Scholarships

Grants. Grants are awards given to students that do not need to be paid back and are based on family income/need for financial aid. On most award letters, you will see the following grants.

  • PELL Grant. The PELL grant is the federal (national) grant. Families who qualify for PELL grants typically make less than $60,000 a year. The grant is up to $6,495. The PELL grant is based on information reported in the FAFSA.


  • TAP Grant. The TAP grant is the primary New York State grant. Families who qualify for the TAP grant typically make less than $80,000 a year. It can be applied to any New York State college, public or private. If a student is accepted to a college within NYS, the TAP grant will usually be listed automatically on the award letter. To actually receive the TAP award, families MUST have completed the TAP application (comes immediately after the FAFSA or can be done separately).

  • FSEOG Grant. This is a smaller grant (in amounts from $100-4,000) that is funded by the federal government and provided by some colleges for low income students.


  • Institutional Grants. Individual colleges provide their own institutional grants (sometimes they call them scholarships, even though they are need based) to help students with financial need attend their college. These might have all sorts of different names - e.g. “Student Success Grant”, “Presidential Grant”.

Scholarships. Scholarships are awards given to students that do not need to be paid back and are based on student merit (strength of academic or personal profile). These are generally awarded by the college themselves. Many scholarships are automatically applied, some students need to apply separately. When reviewing scholarship awards, make sure to check the following:

>> Is the amount of scholarship they provided a total over four years or a yearly amount? Many colleges are tricky and will say something like - “We are awarding you $40,000 in scholarship!” but what they mean is they are awarding $40,000 over four years of a bachelor's degree, and the student is only receiving $10,000 each year. 

>> Is this scholarship renewable every year? What are the requirements for maintaining the scholarship? You want to make sure that the student will receive the same scholarship all four years.

Loans.   Loans are money borrowed that you have to pay back. A loan must be paid back with an extra charge called interest. The federal government provides relatively low interest student loans (subsidized and unsubsidized stafford loans) that many students take out to help fund their education. Students and families should be very careful about taking out loans beyond the federal student loans, and should have a thoughtful conversation about what is affordable and manageable based on family income. An overview of the different types of loans is below. The FAFSA must be filed for students to receive federal student loans.

  • Federal Direct Subsidized Loan - Students who qualify for need-based aid typically qualify for the federal subsidized loan, with a first year loan amount up to $3,500. For the subsidized loan, the federal government pays off interest until 6 months after graduation.

  • Federal Direct Unsubsidized Loan - Any student who files the FAFSA (regardless of need), can take out the federal student loan, in the amount of up to $5,500 for first year students. For the unsubsidized loan, students need to pay the interest or can wait to pay until they graduate, in which case the interest will be capitalized.

    • Each year in college, students become eligible to take out more federal student loans (about an additional $1,000 per a year). 

    • The current interest rate for Direct Subsidized and Unsubsidized Federal Loans is 3.73%.  More on loan rates here.

    • More information on Federal Student Loans here. Loan repayment simulator here.

  • Parent Plus Loan - The federal government also provides a loan for parents to support their child’s education. The Parent Plus loan can be taken out by parents/legal guardians to help support their child's education. Parents can borrow as much as the remaining cost of the college after all other aid is applied. This could be a pretty big loan, and families MUST be extremely careful with taking out this loan -- this is often where students and families overborrow. More details here. Interest rate is 6.28%.

  • Private Student Loan - Private loans are made by private organizations such banks, credit unions, and state-based or state-affiliated organizations, and have terms and conditions that are set by the lender. Private student loans are generally more expensive than federal student loans. This explains private v. federal student loans well. Families and students should be very careful with private loans and lenders, as they can have variable rates and can have practices that lead to overborrowing.

Work Study Through the federal work study program, the federal government gives money to colleges to pay students; these paid part-time jobs that help students pay for part of their college cost, usually with a total maximum limit of earnings around $2,000-$3,000 a year. Students must apply for work on campus and then work in order to get this work-study money -- in most cases, it comes in the form of a paycheck, that can then be applied towards college. 

Tools for Comparing Award Letters

There are a lot of good tools available to compare award letters, so you can make the most informed decision about which college is affordable for your family. Below are three tools which allow you to compare across multiple financial aid letters:

3 Deceptive Award Letter Tricks to Watch Out For!

  1. Parent Plus Loans being included in the financial aid section. Parent Plus loans can be taken out in any amount to cover the remaining cost of college. Many colleges deceptively include these in the awards list to make it seem like they are free money not loans.

  2. Presenting a net cost figure, as opposed to a net price figure. Colleges will sometimes highlight the net cost, meaning the amount you have to take after loans are applied, not the net price. They may include Student Direct Loans and Parent PLUS loans in the financial aid award, making it seem like you don’t have to pay a lot (when, in reality, you’ll be taking out a lot of loans).

  3. Not including the total cost of attendance or only including tuition. Knowing how much the college costs to attend is crucial in making a smart decision! $30,000 might seem like a lot in grants and scholarships, but not if the college costs $75,000 -- you still have to pay the remaining $45,000. Don’t get deceived by “big” scholarship amounts. Be careful to check how much the college will cost, not just how much they are giving you in aid.

Appeals & Special Circumstances 

If there is a significant change in your family’s finances — such as a drop in income or unexpected medical expenses — you can submit an appeal asking the financial aid office to review your award. Be ready to provide proof of the change in your circumstances, such as bank statements, pay stubs or medical bills.

Similarly, if a college does not offer you enough aid to attend, you can also appeal and ask for more aid. Usually, this works best if you can offer a specific amount that would make the college affordable. College and financial aid offices will work with you, to the extent that they can, to make the institution affordable. Small appeals ($5,000- 8,000) are much more likely to be approved than large requests. 

Some colleges have a specific format or process you must follow to appeal. To find out if there is an official appeal process/form, go to the financial aid section of the school’s website or google “financial aid appeal” with the name of the school. Some will require you to fill out an on-line form or to follow a specific format.

Resources for Appeals:

Net Price Calculator

The NET PRICE CALCULATOR is a resource provided by most colleges that allows you to calculate the cost of a specific college, based on your own relevant information.


Institutional Merit Aid

Merit aid is financial assistance provided for academic, athletic, or other recognizable traits and qualifications. Many colleges offer their own merit aid, often referred to as institutional scholarship, to attract highly qualified students to their institutions.

Sometimes merit aid is applied without a separate application. In cases like this, colleges will review a student’s application and automatically apply a merit award. Sometimes a merit award requires a separate application or requires you to check a box when you apply. Some merit programs are for specific talents or skills (for example, a community service based award or a merit award for women in STEM).

How do I get a merit scholarship? You do not need to be an astounding student to receive some form of merit aid. Instead, merit aid is awarded to students whose academic qualifications (usually determined by GPA, rigor of classes, and standardized test scores such as SAT/ACT) are above those for the institution that the student applies. Some merit scholarships are applied automatically by colleges based upon your application to that college, others require that you complete additional information or forms to apply. Some merit scholarships are non-academic, such as for artistic skill or community service.

High School Grades Could Be Worth $100,000. Time to Tell Your Child?

Institutional Merit Scholarship Search Resources:

Private Colleges That Meet 100% of Need

In addition to our amazing public college systems, CUNY and SUNY, another college option that can be affordable for families who qualify for significant need-based aid are colleges that "Meet 100% of Demonstrated Need".

Upcoming Scholarships for 12th Grade Students!

Due: March 15, 2024

Microsoft Women Scholarship - $5,000 Scholarship

This scholarship will be awarded to promising high school senior and current undergraduate women and non-binary people who plan to attend or are attending a vocational or academic college and targeting a career in STEAM (Science, Technology, Engineering, Arts, and Math) 

Deadline: March 15, 2024

Shell Oil Company Technical Scholarship - $2,500

In each program, Shell will sponsor up to 20 one-year awards of $2,500 for selected graduating high school seniors enrolling in engineering or geosciences at universities identified by Shell.

Deadline: March 15, 2024

UCT Charities Heaston Scholarship - Varies: $6,000 & 3,000

The UCT Charities Heaston scholarships will be given to three deserving students annually, each covering four years of undergraduate education. The winners will demonstrate: evidence of hard work to overcome obstacles, academic success and extracurricular success in high school, and commitment to community service.

Due: March 22, 2024

Stossel in the Classroom Essay Contest- $2,500

Qualifications: High School Seniors write one essay out of the three topics to choose from

Due: March 31, 2024

Nuts, Bolts and Thingamajigs Scholarships- $3,000

Qualifications: Currently enrolled in or entering a certificate or degree program

Due: March 31, 2024

Beyond the Cure Ambassador Scholarship - $3,500

Qualifications: High school senior childhood cancer survivor pursuing a degree


Due: March 31, 2024

Writers of the Future Scholarship -$5,000

Qualifications: Open to SCI-FI & Fantasy Writers 



Application Deadline: April 1, 2024

National CCAA First-Year Scholarship - $1,000 Scholarship 

For students attending any of their 116 member institutions in fall 2024. Randomly awarded, brief application.

Application Deadline: April 1, 2024

Folds of Honor Scholarship- $5,000

Qualifications: High School Senior pursuing a degree or professional training school who is a family member of U.S. personnel. 

Due: April 1, 2024

Blitman Scholarship to Promote Diversity in Engineering- $5,000

Qualifications: BIPOC High School Senior who have been accepted to a ABET-accredited engineering program



Due: April 1, 2024

Heavy Equipment Parts Express Scholarship -$500

Qualifications: High School Senior or College student write a short essay about future job career

Due: April 3, 2023

Cathay Bank Foundation Scholarship Program -$1,000

Qualifications: High School Senior attending college with 3.0 GPA demonstrating financial need 


Due: April 3, 2023

Royal Business Bank Scholarship Program -$2,000

Qualifications: High School Senior attending college with 3.0 GPA demonstrating financial need 


Due: April 3, 2023

Preferred Bank Scholarship Program -$1,500

Qualifications: High School Senior attending college with 3.0 GPA demonstrating financial need 


Due: April 4, 2023

American Indian Education Fund Undergraduate Scholarship- $2,000

Qualifications: High School Senior Native American, Alaska Native, or Native Hawaiian student attending a 2 or 4-year college or technical/vocational school 


Due: April 5, 2023

Allegra Ford Thomas Scholarship- $5,000

Qualifications: High School Senior who will enroll in a two-year community college, a vocational or technical training program. Students must have a documented learning disability (LD) and/or ADHD



Due: April 5, 2023

Anne Ford Scholarship- $10,000

Qualifications: High School Senior who will be enrolled in a full-time bachelor’s degree program in the fall. Students must have a documented learning disability (LD) and/or ADHD


Due: April 7, 2023

AIGA Worldstudio Scholarships -$3,750

Qualifications: High School Senior pursuing undergraduate degrees in graphic design, illustration, or photography with 3.0 GPA demonstrating financial need 

Application Deadline: April 15, 2024

Cathay Bank Foundation - $2,500 scholarship

Open to students who are planning to attend a 4-year college or university or community college as a first year student, with financial need

Application Deadline: April 15, 2024

Preferred Bank Scholarship - $2,000 scholarships 

Open to students who are planning to attend a 4-year college or university or community college as a first year student, with financial need

Due: April 15, 2024

Stephanie Marie Burgos Scholarship - $500 per year 

Eligibility requirements - in good standing, average of 80%+, demonstrated financial need, meets at least two of the three: (1) overcame an academic challenge, (2) overcame a social or emotional difficulty (e.g. familial or financial hardship), (3) possess an interest in the fine or communication arts. Applications must be submitted over email. Contact Molly to receive additional information if you feel you are a good fit.


Due: May 1, 2024

CodeWizardsHQ Educational Scholarship - $2,500

Qualifications: High School Senior pursuing STEM with 3.5 GPA



Due: May 10, 2024

Parle Endeavors Scholarship - $2,500

Qualifications: High School Senior pursuing a degree and a career in media, communications, journalism, business

Due: May 10, 2024

Parle Endeavors ALTA Grant - $2,500

Qualifications: High School Senior that has a business idea, or start-up, that launched within the last year or planning to launch by June 2024.

Due: May 13,2024

Walter A. Hunt, Jr. Scholarship -$10,000

Qualifications: High School Seniors who have been accepted to a 5-year Bachelor of Architecture program at a NAAB-accredited School of Architecture


Due: May 15, 2024

Review It Scholarship- $1,000

Qualifications: Any High School Seniors attending College/University


Other Scholarship Resources

Many companies, foundations, community organizations and clubs sponsor grants or scholarships. Grants and scholarships from these private organizations are called outside, or private, scholarships. These can be big scholarships that cover a lot of costs, to small scholarships for books or expenses. Outside scholarships can be very helpful in funding your college education, but you are more likely to get financial support from the college or institution you attend. In most cases, you shouldn’t plan to rely entirely on outside scholarships to fund your education, but again, they can definitely help!

College Green Light- www.collegegreenlight.com for low income and first generation students

Fast Web - www.fastweb.com 

Federal Trade Commission Scholarship Scams Info - https://www.consumer.ftc.gov/articles/0082-scholarship-and-fnancial-aid-scams 

FinAid - www.finaid.org 

Free Guide to Financial Aid: http://www.affordablecollegesonline.org/financial-aid/financial-aid-for-online-colleges/ 

Hispanic Heritage Youth Awards  - http://www.hispanicheritageawards.org/ 

College Peas Scholarship - http://www.collegepeas.com/scholarshipgreen/

National Association of Student Financial Aid Administrators - http://www.studentaid.org

Higher Education Services Corporation - www.hesc.state.ny.us 

Scholarship Database - http://www.free-4u.com/ 

United Negro College Fund  - http://www.uncf.org/index.asp

Ayn Rand Essay Scholarships - http://www.aynrand.org/site/PageServer?pagename=education_contests_%20atlas >

Black Alliance for Educational Options Scholarships - http://www.baeo.org/
​
Brand Essay Competition - http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.html 

Coca-Cola Scholars Foundation - http://www.coca-colascholarsfoundation.org/

College Board Scholarship Search - http://apps.collegeboard.com/cbsearch_ss/welcome.jsp 

Easley National Scholarship Program - http://www.naas.org/senior.php 

Educator.com - Annual $2,400 Student Scholarship https://www.educator.com/scholarship/

Federal Scholarships & Aid Gateways 25 Scholarship Gateways from Black Excel -http://www.blackexcel.org/25scholarships.htm 

FinAid: The Smart Students Guide to Financial Aid scholarships - http://www.finaid.org/ 

Good Call - https://www.goodcall.com/scholarships/

Guaranteed Scholarships - http://www.guaranteed-scholarships.com/ 

HBCU Packard Sit Abroad Scholarships (for study around the world) - http://www.sit.edu/studyabroad/scholarships.htm

Hispanic Women’s Corporation - http://www.hispanicwomen.org/contentpage.php?id=10

Historically Black College & University Scholarships - http://www.iesabroad.org/study-abroad/scholarships/hbcu-scholarship
International Students Scholarships & Aid Help - http://www.iefa.org/ 

National Assoc. of Black Journalists Scholarships (NABJ) - http://www.nabj.org/?page=SEEDScholarships

New Visions - Tons of Scholarships for NYC Students - http://www.newvisions.org/scholarships-for-new-york-city-students/scholarships-for-new-york-city-students

New York Scholarships, Resources and Information - http://www.college-scholarships.com/new_york.htm

Presidential Freedom Scholarships - http://www.learnandserve.gov/home/site_map/index.asp 

Scholarship & Financial Aid Help - http://www.blackexcel.org/fin-sch.htm 

Scholly - www.scholly.com

ScienceNet Scholarship Listing - http://www.cse.emory.edu/sciencenet/undergrad/scholarships.html 

Student Inventors Scholarships - http://www.invent.org/collegiate/ 

The Roothbert Scholarship Fund - http://www.roothbertfund.org/scholarships.php 

Tuck Sleep Foundation- https://www.tuck.com/sleep-scholarships/

William Randolph Hearst Endowed Scholarship for Minority Students - http://www.apsanet.org/opps/

Xerox Scholarships for Students - http://www.xerox.com/jobs/minority-scholarships/enus.html

Financial Aid Resources for Hispanic Students -  ​http://www.onlinecolleges.net/for-students/financial-aid-hispanic-students/

New App for Undocumented Students To Find Scholarships - http://ww2.kqed.org/news/2016/04/03/new-app-helps-undocumented-immigrants-find-college-scholarships